*Annual Percentage Yield accurate as of 3/31/18. Variable rate accounts and interest rates are subject to change. Fees may reduce earnings. Accounts closed within 6 months of opening date are subject to a $25.00 closing fee. Limit one Acceleration Checking and Acceleration Savings account per primary social security number. Acceleration Checking: No minimum balance to open the account unless initiated via online account opening, which requires $100 minimum balance. Customer must initiate set up of e-statements through online banking, establish a monthly direct deposit and perform 12 debit card purchases each month to qualify and receive tiered rates and ATM surcharge refunds up to $12. Transactions may take one or more business days from the date transaction was made to post and clear the account. Checking account balances of $0.00- $10,000.00 (3.00% APY); $10,000.01 and above (.25% APY). If qualifications are not met, all funds in checking account earn .05% APY. If Acceleration Savings is also opened, interest earned on Acceleration Checking is automatically transferred to Acceleration Savings and then compounds at Acceleration Savings rates. Acceleration Savings: Account can only be opened in conjunction with Acceleration Checking Account. Savings account balances of $0.00-$10,000.00 (.50% APY); $10,000.01 and above (.25% APY). If qualifications of Acceleration Checking account are not met during the month, all funds in savings account earn .05% APY.